Depending upon your age and grasp of mathematics, you might not be ready for algebra until you're in high school. (Take me for example, I freakishly passed the entrance exam for algebra while in the 6th grade, and was terrorized with confusing math homework for weeks in the 7th grade until I was taken back a knotch.) Don't worry, by 9th grade algebra was easier for me to grasp. Just keep in mind that everyone is at their own pace with some things, so don't worry if your child or student doesn't understand Algebra initially.
If you need some extra help learning (or teaching) algebra, check out the tips in THIS article that break the concepts down. Sometimes practice, practice, practice is what helps the best,